Decoding the Fine Print in 2026 ACA Open Enrollment
The Affordable Care Act (ACA) Open Enrollment deadline is January 15, 2026. Do you know what your health insurance coverage really gets you? Watch our webinar to learn about key changes, common pitfalls, and how to fill the gaps.
Missed the conversation or want to dig deeper? You’re in the right place. This is your one-stop hub for key takeaways, tools, and resources to review or share with your community.
Watch the Recording
This session brings together powerful patient and advocate voices to unpack ACA realities, spotlight hidden coverage gaps—like copay accumulators, deductible resets, and formulary exclusions—and deliver clear, practical guidance for navigating the 2026 ACA Open Enrollment process with confidence.
Click HERE to learn more about how to get coverage in your state.
Webinar Materials
Presentation Slides
Full deck from the webinar—packed with stats, visuals, and context to help you follow along or share with others.
Terms & Definitions
Open Enrollment packets are often dense and packed with acronyms. If you’re stumped on definitions or struggling to keep all the acronyms straight, keep this guide handy as you work through the open enrollment process.
Resource Library
We’ve built a collection of standout resources tied directly to the topics covered in this webinar — practical tools, alternative funding programs, and clear explainers designed to help patients feel more confident in understanding and choosing the plan that fits their needs.
*Note: This isn’t a full list of everything out there, but it’s a great starting point if you’re ready to learn more, take action, or help someone else navigate the system.
Looking to learn more? Check out additional NPLB patient webinars here.
Featured Articles:
The need to #FixInsurance is urgent — whether it be to curb medical debt, increase patient access, or fund life-saving R&D.
Check out these articles to learn more.
i. 100 Million People in America Are Saddled With Health Care Debt. By Noam Levey
ii. NPLB: New Analysis Reveals Health Exchange Plans Have Shifted Costs Onto Sicker Patients
iii. Out-of-Pocket Pain from High-Deductible Plans Means Skimping on Care. By Charlotte Huff
iv. IBX Excludes Coverage of Drugs with Accelerated Approvals for 18 Months. By Denise Myshko
#CallTheInventors
Did insurance deny what your doctor prescribed?
The people who invented your medicine may be able to help!
Try out NPLB’s Patient Assistance chatbot to find the inventor behind your drug. Then, navigate to their website and look for a link to their Patient Support or Patient Assistance Programs.
Disclaimer: This resource hub is for educational and informational purposes only and does not provide medical, legal, financial, or insurance advice, endorse any health plan, or offer individualized guidance; coverage varies, so individuals should review plan materials and consult qualified professionals when making enrollment decisions.
Your Voice Matters
Coverage without confusion. Insurance should mean security—not endless denials and delays. When policies hide behind fine print, patients pay the price. By raising your voice, you demand transparency and accountability, ensuring coverage delivers what it promises. That’s what truth in insurance looks like.
Patients deserve a seat at the table. Share your story, speak out, and help us challenge the broken systems that make care unaffordable—because no one should have to choose between medicine and basic needs.
Questions? Want to get more involved?
We’re here to help. Reach out to the NPLB team at hello@nopatientleftbehind.org or connect with any of our webinar speakers:
Tony Newberne
Multiple Myeloma Patient Advocate
tonynewberne@gmail.com
Caryl Harris
Rare Disease Advocate,
Founder of Avery’s Hope
averyshopepa@gmail.com
Heidi Floyd
Breast Cancer Patient Advocate
heidifloyd@gmail.com
LinkedIn