Our mission
Our mission
Our strategy
Our presentations
Our videos
Our why
Value of medicines
Featured presentations
How Biopharma Innovation... Happens
How to Kill The Conversation That Makes Innovation Possible.
What’s the big deal about cutting the top-selling drugs down to just being reasonably profitable?
Who we are
Our team
Life science builders
Supporters
Contact us
Featured presentations
How Biopharma Innovation... Happens
How to Kill The Conversation That Makes Innovation Possible.
What’s the big deal about cutting the top-selling drugs down to just being reasonably profitable?
Patients
Help for patients
Take action
How-tos
Featured resources
I've received a bill for in-person care that I can't pay
I've received a bill for a medication that I can't pay
I need in-person care but can't pay for it
Policy
Our priorities
Our presentations
Value of medicines
Letters to Washington
Small Molecule R&D Parity
Our Webinars
News & updates
Research projects
Featured presentations
How Biopharma Innovation... Happens
How to Kill The Conversation That Makes Innovation Possible.
What’s the big deal about cutting the top-selling drugs down to just being reasonably profitable?
Out-of-Pocket Report
Become a First Responder & Thought Partner
Publication
First Person
Q&As
Explainers
Features
How-tos
Out-of-Pocket Report
Marshall Allen on How Insurance Brokers Undermine Employer-Sponsored Health Insurance
Q&As
Jeffrey Billman
Read more
Your Health Insurance--and Your Health--Can Depend On Where You Live
Features
Teresa Carr
When Healthcare and Financial Aid Aren't Available at the Touch of a Computer Keyboard
Features
Jodi McCaffrey
Explainers
Why Won't Insurance Cover the Medication Your Doctor Prescribed?
Michael Schroeder
Explainers
NPLB Book Club
Features
Americans Owe $140 Billion in Medical Debt. The People Who Collect It Say It’s Not Their Fault.
Jeffrey Billman
How-tos
What To Do When a Medical Debt Collector Comes Calling
Jeffrey Billman
Features
Features
Your Health Insurance--and Your Health--Can Depend On Where You Live
Features
When Healthcare and Financial Aid Aren't Available at the Touch of a Computer Keyboard
Features
Americans Owe $140 Billion in Medical Debt. The People Who Collect It Say It’s Not Their Fault.
Medical Debt, By the Numbers
Explainers
Got a Medical Bill in the Mail? Don't Pay It Until You Read This Book
Q&As
Lynda Gorov
Turning No Into Yes: How to Fight Your Health Insurance Company and Win
Explainers
Deborah D. Gordon
Surprise Hospital Bills Will End Soon. But — No Surprise — Protecting Patients Is Still Complicated and Political
Features
Jeffrey Billman
Her Brain Cancer Diagnosis Was Terrifying. So Are the Bill Collectors Who Keep Calling.
Features
Jeffrey Billman
When Pharmacy Middlemen Save on Medicines, Why Don't You Save Money, Too?
Explainers
Michael Schroeder
Hate Fighting With Your Insurer to Get Medicines and Treatments Covered? Imagine How Your Doctor Feels
Features
Jeffrey Billman
Is “Experimental” Just Another Way For Your Insurer to Deny Coverage? Medical Experts Wonder, Too.
Explainers
Deborah D. Gordon
Can't Meet Your Deductible? Insurers Are Using a Loophole to Make it Even Harder
Features
Rachel Murphy
An Unflinching Look at America’s Response to the COVID-19 Pandemic
Q&As
Pamela Ferdinand
Words You Dread Hearing From Your Health Insurer -- And What To Do Then
Explainers
Michael Schroeder
Real Deals on Health Insurance You Can Afford and Actually Use -- At Least For Now, Via the ACA
Features
Jeffrey Billman
Dad Was Hit With a Four-Figure Copay. Harbor Path Got Him the Drug For Free
First Person
Natalie Kostich
How to Find Affordable Insulin
How-tos
Giles Bruce
What to Do When You Can’t Afford a Cancer Drug
How-tos
Michael Schroeder
You Pay a Lot For Insulin, But Who Gets Paid?
Features
Giles Bruce
Millions of Low-Income Americans Could Get Medicaid Under the ARPA – If Politics Don’t Get in the Way
Explainers
Deborah D. Gordon
What Does the American Rescue Plan Act Mean For You?
Explainers
Jeffrey Billman
How to Save Money on Medical Bills By NOT Using Insurance
How-tos
Michael Schroeder
TikTok Eye Doc Prescribes Jokes With a Sarcasm Supplement
Q&As
Elizabeth Austin
Buying Medications From Another Country Can Be Cheaper Even With Insurance
Explainers
Virginia Pelley
What’s In That Prescription Medicine Bottle?
Q&As
Jeffrey Billman
Twitter Helped Shame a Health Insurer Into Giving a Dying Man His Prescribed Drug
Q&As
Lynda Gorov
Go Fund Me: America’s Healthcare System of Last Resort
Features
Jeffrey Billman
Step Therapy: When Insurance Decides Which Drug You Get First
Features
Jeffrey Billman
How to Write a Letter of Appeal to an Insurance Company
How-tos
Jodi McCaffrey
Who Doesn’t Need Help Deciphering Health Insurance?
Q&As
Teresa Carr
How to Read Your EOB, and Why You Should
How-tos
Michael Schroeder
A Woman Who Wouldn’t Take No From Her Health Insurance Company
Features
Jeffrey Billman
Right There in the Name: An Arm and a Leg
Q&As
Lynda Gorov
How to Read Your Medication Label
How-tos
Michael Schroeder
Harbor Path: A Straight Path to Free Medicines
Features
Lynda Gorov
How to Save Money on Prescription Drugs
How-tos
Tiffany Onyejiaka
Charles Magatti: A Scientist Whose Big Discovery Was Nothing To Sneeze At
Features
Teresa Carr
PBMs: The Secretive Middlemen for Insurance and Drug Companies
Explainers
Tom Culman
Denied: How To Appeal an Insurance Company Decision
How-tos
Jodi McCaffrey
Health Insurance Issues: It's Not Always Time to Call a Lawyer, but Sometimes It Is
Explainers
Julie Fenyes
5 Things a Good Prescription Drug Plan Should Include
Explainers
Tiffany Onyejiaka
Tips for Doctors and Healthcare Providers on Talking Money with Patients
How-tos
Deborah D. Gordon
Tips for Consumers on Talking Money with Their Doctors
How-tos
Deborah D. Gordon
Discussing Prices and Payment is Hard: Doctors and Patients Need to Do It Anyway
Explainers
Deborah D. Gordon
What's the Difference Between Generic, Brand-Name and Biosimilar Drugs?
Explainers
Tom Culman
Did you know?
Increasing out-of-pocket costs by just $10 per prescription causes a 33% rise in mortality because fewer patients take the drugs their doctors prescribe.
Source: National Bureau of Economic Research, https://www.nber.org/papers/w28439
Get involved
.jpg)
.jpeg)
.png)
%20(1).jpg)
%20(1)%20(1)%20(1).jpg)
%20(1).jpg)
.jpg)
%20(1)%20(1).jpg)
%20(1)%20(1)%20(1)%20(1)%20(1)%20(1)%20(1)%20(1).jpg)
.jpg)
%20(1)%20(1).jpg)
%20(1).jpg)
%20(1)%20(1).jpg)
.jpg)
%20(1)%20(1)%20(1).jpg)
