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I don't have insurance

I have received a bill for in-person care that I cannot pay

You can:

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Review the bill for accuracy and contact the billing company if you have any questions.

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Call the billing manager to negotiate for an interest-free payment plan, a lower price for your procedure, or a discount for paying the balance in full. Don’t wait until your bill is delinquent. Search New Choice Health or Healthcare Bluebook for the fair price of treatments in your area.

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Call or write a letter to the billing company to explain why you can't pay the bill, then ask if there's anything that they can do to help.

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Ask if your provider or hospital has a financial assistance or hardship program.

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Search the Patient Advocate Foundation’s National Financial Resource Directory for help paying medical bills.

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Ask a social worker at your local hospital for help.

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Contact a medical billing advocate to look for billing errors or fraud and to negotiate with providers on your behalf. Try the Alliance of Claims Assistance Professionals or the Alliance of Professional Health Advocates.

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Ask your provider, billing advocate, or hospital case manager about community organizations or governmental agencies that offer financial assistance.

Learn more about these resources

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Did you know?

Increasing out-of-pocket costs by just $10 per prescription causes a 33% rise in mortality because fewer patients take the drugs their doctors prescribe.

Source: National Bureau of Economic Research, https://www.nber.org/papers/w28439Get involved